Attention homeowners: Real estate appraisal services for in Fort Myers and Lee County
See the top 7 reasons why FL homeowners call on Webb Appraisers, LLC:
Need help determining the value of your house in or near Fort Myers, FL?
At Webb Appraisers, LLC, we understand the individual needs of a homeowner in need of appraisal services. Our typical business clients get the appraisal process and the usual documents we provide. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.
Need to remove PMI?
A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. Webb Appraisers, LLC is experts in helping consumers just like you rid yourselves of unneeded PMI insurance.
Challenging Lee county's assessment of your property
If you live in an area that is declining or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Webb Appraisers, LLC is your #1 weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be troublesome from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Webb Appraisers, LLC can provide you with a professional appraisal to help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for efficiency, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.